SSS Contribution Table 2026 [Latest Payment Schedule and Rates]

BySophia Claire Reading Time: 12 minutes

You’ll contribute 5% of your monthly salary credit towards your Social Security System (SSS) benefits, while your employer covers 10%, totaling 15% of your monthly salary credit in 2026.

This rate applies to employees, but self-employed, voluntary members and OFWs contribute 15% of their monthly salary credit.

The SSS contribution table details rates for various member types, with rates varying based on monthly salary. Clear breakdowns for employees, employers, self-employed, and voluntary members help calculate total monthly contributions.

Now that you know the basics, you’re ready to dive deeper into the specifics of the 2026 SSS contribution table.

Key Takeaways

  • The 2026 SSS Contribution Table outlines rates for employees, employers, self-employed, and voluntary members based on their Monthly Salary Credit (MSC).
  • The contribution rate is 15% of MSC, with employers covering 10% and employees contributing 5%.
  • The MSC ranges from PHP 5,000 to PHP 35,000, determining the total monthly contribution.
  • Self-employed, voluntary members, non-working spouses, and OFWs contribute 15% of their MSC.
  • The contribution table helps calculate total monthly deductions and plan for future benefits.

Understanding SSS Contributions

As you prepare for the new year, it’s important to grasp how SSS contributions work to make sure you’re maximizing the social security benefits available to you.

Understanding SSS contributions is essential, as it directly affects your monthly contribution table. Contribution rates, which are set at 15% of your monthly salary credit, will determine how much you’ll contribute.

Your employer will shoulder 10%, while you’ll contribute 5%. The Mandatory Provident Fund (MPF) introduced in 2026, provides additional financial security and retirement savings for contributors.

By grasping how SSS contributions work, you’ll be better equipped to plan for your future and make the most of your social security benefits.

2026 SSS Contribution Rates

You’ll need to know the SSS contribution rates to calculate your monthly contributions accurately. As an employee, you’ll contribute 5% of your Monthly Salary Credit (MSC) to SSS in 2026, while your employer will contribute 10%.

However, if you’re self-employed, a voluntary member, a non-working spouse, or an Overseas Filipino Worker (OFW), you’ll contribute the full 15% of your MSC.

Here are the key SSS contribution rates to remember:

  • 5% for employees
  • 10% for employers
  • 15% for self-employed, voluntary members, non-working spouses, and OFWs
  • Contributions are calculated based on the Monthly Salary Credit (MSC)

SSS Contribution Tables

The 2026 SSS Contribution Table outlines the specific rates for different member types, with contribution amounts calculated based on Monthly Salary Credit (MSC) ranges.

As you review the table, you’ll notice that the contribution rates vary depending on your monthly salary. The table provides a clear breakdown of the contribution amounts for employees, employers, self-employed individuals, and voluntary members.

You can use the table to calculate your total monthly contribution, which includes both the employer and employee shares. Remember, the maximum MSC is ₱35,000, and the minimum is ₱5,000.

SSS Contribution Table for Employees and Employers in 2026

Range of CompensationMonthly Salary CreditEmployer ContributionEmployee ContributionTotal Contributions
Regular SS/ECMPFTotalRegular SSMPFECTotalRegular SSMPFTotal
BELOW 5,2505,000.00–5,000.00500.00–10.00510.00250.00–250.00760.00
5,250 – 5,749.995,500.00–5,500.00550.00–10.00560.00275.00–275.00835.00
5,750 – 6,249.996,000.00–6,000.00600.00–10.00610.00300.00–300.00910.00
6,250 – 6,749.996,500.00–6,500.00650.00–10.00660.00325.00–325.00985.00
6,750 – 7,249.997,000.00–7,000.00700.00–10.00710.00350.00–350.001,060.00
7,250 – 7,749.997,500.00–7,500.00750.00–10.00760.00375.00–375.001,135.00
7,750 – 8,249.998,000.00–8,000.00800.00–10.00810.00400.00–400.001,210.00
8,250 – 8,749.998,500.00–8,500.00850.00–10.00860.00425.00–425.001,285.00
8,750 – 9,249.999,000.00–9,000.00900.00–10.00910.00450.00–450.001,360.00
9,250 – 9,749.999,500.00–9,500.00950.00–10.00960.00475.00–475.001,435.00
9,750 – 10,249.9910,000.00–10,000.001,000.00–10.001,010.00500.00–500.001,510.00
10,250 – 10,749.9910,500.00–10,500.001,050.00–10.001,060.00525.00–525.001,585.00
10,750 – 11,249.9911,000.00–11,000.001,100.00–10.001,110.00550.00–550.001,660.00
11,250 – 11,749.9911,500.00–11,500.001,150.00–10.001,160.00575.00–575.001,735.00
11,750 – 12,249.9912,000.00–12,000.001,200.00–10.001,210.00600.00–600.001,810.00
12,250 – 12,749.9912,500.00–12,500.001,250.00–10.001,260.00625.00–625.001,885.00
12,750 – 13,249.9913,000.00–13,000.001,300.00–10.001,310.00650.00–650.001,960.00
13,250 – 13,749.9913,500.00–13,500.001,350.00–10.001,360.00675.00–675.002,035.00
13,750 – 14,249.9914,000.00–14,000.001,400.00–10.001,410.00700.00–700.002,110.00
14,250 – 14,749.9914,500.00–14,500.001,450.00–10.001,460.00725.00–725.002,185.00
14,750 – 15,249.9915,000.00–15,000.001,500.00–30.001,530.00750.00–750.002,280.00
15,250 – 15,749.9915,500.00–15,500.001,550.00–30.001,580.00775.00–775.002,355.00
15,750 – 16,249.9916,000.00–16,000.001,600.00–30.001,630.00800.00–800.002,430.00
16,250 – 16,749.9916,500.00–16,500.001,650.00–30.001,680.00825.00–825.002,505.00
16,750 – 17,249.9917,000.00–17,000.001,700.00–30.001,730.00850.00–850.002,580.00
17,250 – 17,749.9917,500.00–17,500.001,750.00–30.001,780.00875.00–875.002,655.00
17,750 – 18,249.9918,000.00–18,000.001,800.00–30.001,830.00900.00–900.002,730.00
18,250 – 18,749.9918,500.00–18,500.001,850.00–30.001,880.00925.00–925.002,805.00
18,750 – 19,249.9919,000.00–19,000.001,900.00–30.001,930.00950.00–950.002,880.00
19,250 – 19,749.9919,500.00–19,500.001,950.00–30.001,980.00975.00–975.002,955.00
19,750 – 20,249.9920,000.00–20,000.002,000.00–30.002,030.001,000.00–1,000.003,030.00
20,250 – 20,749.9920,000.00500.0020,500.002,000.0050.0030.002,080.001,000.0025.001,025.003,105.00
20,750 – 21,249.9920,000.001,000.0021,000.002,000.00100.0030.002,130.001,000.0050.001,050.003,180.00
21,250 – 21,749.9920,000.001,500.0021,500.002,000.00150.0030.002,180.001,000.0075.001,075.003,255.00
21,750 – 22,249.9920,000.002,000.0022,000.002,000.00200.0030.002,230.001,000.00100.001,100.003,330.00
22,250 – 22,749.9920,000.002,500.0022,500.002,000.00250.0030.002,280.001,000.00125.001,125.003,405.00
22,750 – 23,249.9920,000.003,000.0023,000.002,000.00300.0030.002,330.001,000.00150.001,150.003,480.00
23,250 – 23,749.9920,000.003,500.0023,500.002,000.00350.0030.002,380.001,000.00175.001,175.003,555.00
23,750 – 24,249.9920,000.004,000.0024,000.002,000.00400.0030.002,430.001,000.00200.001,200.003,630.00
24,250 – 24,749.9920,000.004,500.0024,500.002,000.00450.0030.002,480.001,000.00225.001,225.003,705.00
24,750 – 25,249.9920,000.005,000.0025,000.002,000.00500.0030.002,530.001,000.00250.001,250.003,780.00
25,250 – 25,749.9920,000.005,500.0025,500.002,000.00550.0030.002,580.001,000.00275.001,275.003,855.00
25,750 – 26,249.9920,000.006,000.0026,000.002,000.00600.0030.002,630.001,000.00300.001,300.003,930.00
26,250 – 26,749.9920,000.006,500.0026,500.002,000.00650.0030.002,680.001,000.00325.001,325.004,005.00
26,750 – 27,249.9920,000.007,000.0027,000.002,000.00700.0030.002,730.001,000.00350.001,350.004,080.00
27,250 – 27,749.9920,000.007,500.0027,500.002,000.00750.0030.002,780.001,000.00375.001,375.004,155.00
27,750 – 28,249.9920,000.008,000.0028,000.002,000.00800.0030.002,830.001,000.00400.001,400.004,230.00
28,250 – 28,749.9920,000.008,500.0028,500.002,000.00850.0030.002,880.001,000.00425.001,425.004,305.00
28,750 – 29,249.9920,000.009,000.0029,000.002,000.00900.0030.002,930.001,000.00450.001,450.004,380.00
29,250 – 29,749.9920,000.009,500.0029,500.002,000.00950.0030.002,980.001,000.00475.001,475.004,455.00
29,750 – 30,249.9920,000.0010,000.0030,000.002,000.001,000.0030.003,030.001,000.00500.001,500.004,530.00
30,250 – 30,749.9920,000.0010,500.0030,500.002,000.001,050.0030.003,080.001,000.00525.001,525.004,605.00
30,750 – 31,249.9920,000.0011,000.0031,000.002,000.001,100.0030.003,130.001,000.00550.001,550.004,680.00
31,250 – 31,749.9920,000.0011,500.0031,500.002,000.001,150.0030.003,180.001,000.00575.001,575.004,755.00
31,750 – 32,249.9920,000.0012,000.0032,000.002,000.001,200.0030.003,230.001,000.00600.001,600.004,830.00
32,250 – 32,749.9920,000.0012,500.0032,500.002,000.001,250.0030.003,280.001,000.00625.001,625.004,905.00
32,750 – 33,249.9920,000.0013,000.0033,000.002,000.001,300.0030.003,330.001,000.00650.001,650.004,980.00
33,250 – 33,749.9920,000.0013,500.0033,500.002,000.001,350.0030.003,380.001,000.00675.001,675.005,055.00
33,750 – 34,249.9920,000.0014,000.0034,000.002,000.001,400.0030.003,430.001,000.00700.001,700.005,130.00
34,250 – 34,749.9920,000.0014,500.0034,500.002,000.001,450.0030.003,480.001,000.00725.001,725.005,205.00
34,750 – Over20,000.0015,000.0035,000.002,000.001,500.0030.003,530.001,000.00750.001,750.005,280.00

SSS Contribution Table for Self-Employed in 2026

Range of CompensationMonthly Salary CreditAmount of Contributions
Regular SS/ECMandatory Provident FundTotalRegular Social SecurityMandatory Provident FundEmployee’s CompensationTotal
BELOW 5,2505,000.00–5,000.00750.00–10.00760.00
5,250 – 5,749.995,500.00–5,500.00825.00–10.00835.00
5,750 – 6,249.996,000.00–6,000.00900.00–10.00910.00
6,250 – 6,749.996,500.00–6,500.00975.00–10.00985.00
6,750 – 7,249.997,000.00–7,000.001,050.00–10.001,060.00
7,250 – 7,749.997,500.00–7,500.001,125.00–10.001,135.00
7,750 – 8,249.998,000.00–8,000.001,200.00–10.001,210.00
8,250 – 8,749.998,500.00–8,500.001,275.00–10.001,285.00
8,750 – 9,249.999,000.00–9,000.001,350.00–10.001,360.00
9,250 – 9,749.999,500.00–9,500.001,425.00–10.001,435.00
9,750 – 10,249.9910,000.00–10,000.001,500.00–10.001,510.00
10,250 – 10,749.9910,500.00–10,500.001,575.00–10.001,585.00
10,750 – 11,249.9911,000.00–11,000.001,650.00–10.001,660.00
11,250 – 11,749.9911,500.00–11,500.001,725.00–10.001,735.00
11,750 – 12,249.9912,000.00–12,000.001,800.00–10.001,810.00
12,250 – 12,749.9912,500.00–12,500.001,875.00–10.001,885.00
12,750 – 13,249.9913,000.00–13,000.001,950.00–10.001,960.00
13,250 – 13,749.9913,500.00–13,500.002,025.00–10.002,035.00
13,750 – 14,249.9914,000.00–14,000.002,100.00–10.002,110.00
14,250 – 14,749.9914,500.00–14,500.002,175.00–10.002,185.00
14,750 – 15,249.9915,000.00–15,000.002,250.00–30.002,280.00
15,250 – 15,749.9915,500.00–15,500.002,325.00–30.002,355.00
15,750 – 16,249.9916,000.00–16,000.002,400.00–30.002,430.00
16,250 – 16,749.9916,500.00–16,500.002,475.00–30.002,505.00
16,750 – 17,249.9917,000.00–17,000.002,550.00–30.002,580.00
17,250 – 17,749.9917,500.00–17,500.002,625.00–30.002,655.00
17,750 – 18,249.9918,000.00–18,000.002,700.00–30.002,730.00
18,250 – 18,749.9918,500.00–18,500.002,775.00–30.002,805.00
18,750 – 19,249.9919,000.00–19,000.002,850.00–30.002,880.00
19,250 – 19,749.9919,500.00–19,500.002,925.00–30.002,955.00
19,750 – 20,249.9920,000.00–20,000.003,000.00–30.003,030.00
20,250 – 20,749.9920,000.00500.0020,500.003,000.0075.0030.003,105.00
20,750 – 21,249.9920,000.001,000.0021,000.003,000.00150.0030.003,180.00
21,250 – 21,749.9920,000.001,500.0021,500.003,000.00225.0030.003,255.00
21,750 – 22,249.9920,000.002,000.0022,000.003,000.00300.0030.003,330.00
22,250 – 22,749.9920,000.002,500.0022,500.003,000.00375.0030.003,405.00
22,750 – 23,249.9920,000.003,000.0023,000.003,000.00450.0030.003,480.00
23,250 – 23,749.9920,000.003,500.0023,500.003,000.00525.0030.003,555.00
23,750 – 24,249.9920,000.004,000.0024,000.003,000.00600.0030.003,630.00
24,250 – 24,749.9920,000.004,500.0024,500.003,000.00675.0030.003,705.00
24,750 – 25,249.9920,000.005,000.0025,000.003,000.00750.0030.003,780.00
25,250 – 25,749.9920,000.005,500.0025,500.003,000.00825.0030.003,855.00
25,750 – 26,249.9920,000.006,000.0026,000.003,000.00900.0030.003,930.00
26,250 – 26,749.9920,000.006,500.0026,500.003,000.00975.0030.004,005.00
26,750 – 27,249.9920,000.007,000.0027,000.003,000.001,050.0030.004,080.00
27,250 – 27,749.9920,000.007,500.0027,500.003,000.001,125.0030.004,155.00
27,750 – 28,249.9920,000.008,000.0028,000.003,000.001,200.0030.004,230.00
28,250 – 28,749.9920,000.008,500.0028,500.003,000.001,275.0030.004,305.00
28,750 – 29,249.9920,000.009,000.0029,000.003,000.001,350.0030.004,380.00
29,250 – 29,749.9920,000.009,500.0029,500.003,000.001,425.0030.004,455.00
29,750 – 30,249.9920,000.0010,000.0030,000.003,000.001,500.0030.004,530.00
30,250 – 30,749.9920,000.0010,500.0030,500.003,000.001,575.0030.004,605.00
30,750 – 31,249.9920,000.0011,000.0031,000.003,000.001,650.0030.004,680.00
31,250 – 31,749.9920,000.0011,500.0031,500.003,000.001,725.0030.004,755.00
31,750 – 32,249.9920,000.0012,000.0032,000.003,000.001,800.0030.004,830.00
32,250 – 32,749.9920,000.0012,500.0032,500.003,000.001,875.0030.004,905.00
32,750 – 33,249.9920,000.0013,000.0033,000.003,000.001,950.0030.004,980.00
33,250 – 33,749.9920,000.0013,500.0033,500.003,000.002,025.0030.005,055.00
33,750 – 34,249.9920,000.0014,000.0034,000.003,000.002,100.0030.005,130.00
34,250 – 34,749.9920,000.0014,500.0034,500.003,000.002,175.0030.005,205.00
34,750 – Over20,000.0015,000.0035,000.003,000.002,250.0030.005,280.00

SSS Contribution Table for Voluntary and Non-Working Spouses in 2026

Range of CompensationMonthly Salary CreditAmount of Contributions
Regular Social SecurityMandatory Provident FundTotalRegular Social SecurityMandatory Provident FundTotal
BELOW 5,2505,000.00–5,000.00750.00–750.00
5,250 – 5,749.995,500.00–5,500.00825.00–825.00
5,750 – 6,249.996,000.00–6,000.00900.00–900.00
6,250 – 6,749.996,500.00–6,500.00975.00–975.00
6,750 – 7,249.997,000.00–7,000.001,050.00–1,050.00
7,250 – 7,749.997,500.00–7,500.001,125.00–1,125.00
7,750 – 8,249.998,000.00–8,000.001,200.00–1,200.00
8,250 – 8,749.998,500.00–8,500.001,275.00–1,275.00
8,750 – 9,249.999,000.00–9,000.001,350.00–1,350.00
9,250 – 9,749.999,500.00–9,500.001,425.00–1,425.00
9,750 – 10,249.9910,000.00–10,000.001,500.00–1,500.00
10,250 – 10,749.9910,500.00–10,500.001,575.00–1,575.00
10,750 – 11,249.9911,000.00–11,000.001,650.00–1,650.00
11,250 – 11,749.9911,500.00–11,500.001,725.00–1,725.00
11,750 – 12,249.9912,000.00–12,000.001,800.00–1,800.00
12,250 – 12,749.9912,500.00–12,500.001,875.00–1,875.00
12,750 – 13,249.9913,000.00–13,000.001,950.00–1,950.00
13,250 – 13,749.9913,500.00–13,500.002,025.00–2,025.00
13,750 – 14,249.9914,000.00–14,000.002,100.00–2,100.00
14,250 – 14,749.9914,500.00–14,500.002,175.00–2,175.00
14,750 – 15,249.9915,000.00–15,000.002,250.00–2,250.00
15,250 – 15,749.9915,500.00–15,500.002,325.00–2,325.00
15,750 – 16,249.9916,000.00–16,000.002,400.00–2,400.00
16,250 – 16,749.9916,500.00–16,500.002,475.00–2,475.00
16,750 – 17,249.9917,000.00–17,000.002,550.00–2,550.00
17,250 – 17,749.9917,500.00–17,500.002,625.00–2,625.00
17,750 – 18,249.9918,000.00–18,000.002,700.00–2,700.00
18,250 – 18,749.9918,500.00–18,500.002,775.00–2,775.00
18,750 – 19,249.9919,000.00–19,000.002,850.00–2,850.00
19,250 – 19,749.9919,500.00–19,500.002,925.00–2,925.00
19,750 – 20,249.9920,000.00–20,000.003,000.00–3,000.00
20,250 – 20,749.9920,000.00500.0020,500.003,000.0075.003,075.00
20,750 – 21,249.9920,000.001,000.0021,000.003,000.00150.003,150.00
21,250 – 21,749.9920,000.001,500.0021,500.003,000.00225.003,225.00
21,750 – 22,249.9920,000.002,000.0022,000.003,000.00300.003,300.00
22,250 – 22,749.9920,000.002,500.0022,500.003,000.00375.003,375.00
22,750 – 23,249.9920,000.003,000.0023,000.003,000.00450.003,450.00
23,250 – 23,749.9920,000.003,500.0023,500.003,000.00525.003,525.00
23,750 – 24,249.9920,000.004,000.0024,000.003,000.00600.003,600.00
24,250 – 24,749.9920,000.004,500.0024,500.003,000.00675.003,675.00
24,750 – 25,249.9920,000.005,000.0025,000.003,000.00750.003,750.00
25,250 – 25,749.9920,000.005,500.0025,500.003,000.00825.003,825.00
25,750 – 26,249.9920,000.006,000.0026,000.003,000.00900.003,900.00
26,250 – 26,749.9920,000.006,500.0026,500.003,000.00975.003,975.00
26,750 – 27,249.9920,000.007,000.0027,000.003,000.001,050.004,050.00
27,250 – 27,749.9920,000.007,500.0027,500.003,000.001,125.004,125.00
27,750 – 28,249.9920,000.008,000.0028,000.003,000.001,200.004,200.00
28,250 – 28,749.9920,000.008,500.0028,500.003,000.001,275.004,275.00
28,750 – 29,249.9920,000.009,000.0029,000.003,000.001,350.004,350.00
29,250 – 29,749.9920,000.009,500.0029,500.003,000.001,425.004,425.00
29,750 – 30,249.9920,000.0010,000.0030,000.003,000.001,500.004,500.00
30,250 – 30,749.9920,000.0010,500.0030,500.003,000.001,575.004,575.00
30,750 – 31,249.9920,000.0011,000.0031,000.003,000.001,650.004,650.00
31,250 – 31,749.9920,000.0011,500.0031,500.003,000.001,725.004,725.00
31,750 – 32,249.9920,000.0012,000.0032,000.003,000.001,800.004,800.00
32,250 – 32,749.9920,000.0012,500.0032,500.003,000.001,875.004,875.00
32,750 – 33,249.9920,000.0013,000.0033,000.003,000.001,950.004,950.00
33,250 – 33,749.9920,000.0013,500.0033,500.003,000.002,025.005,025.00
33,750 – 34,249.9920,000.0014,000.0034,000.003,000.002,100.005,100.00
34,250 – 34,749.9920,000.0014,500.0034,500.003,000.002,175.005,175.00
34,750 – Over20,000.0015,000.0035,000.003,000.002,250.005,250.00

SSS Contribution Table for OFWs (Land-Based) in 2026

Range of CompensationMonthly Salary CreditAmount of Contributions
Regular Social SecurityMandatory Provident FundTotalRegular Social SecurityMandatory Provident FundTotal
BELOW 8,2508,000.00–8,000.001,200.00–1,200.00
8,250 – 8,749.998,500.00–8,500.001,275.00–1,275.00
8,750 – 9,249.999,000.00–9,000.001,350.00–1,350.00
9,250 – 9,749.999,500.00–9,500.001,425.00–1,425.00
9,750 – 10,249.9910,000.00–10,000.001,500.00–1,500.00
10,250 – 10,749.9910,500.00–10,500.001,575.00–1,575.00
10,750 – 11,249.9911,000.00–11,000.001,650.00–1,650.00
11,250 – 11,749.9911,500.00–11,500.001,725.00–1,725.00
11,750 – 12,249.9912,000.00–12,000.001,800.00–1,800.00
12,250 – 12,749.9912,500.00–12,500.001,875.00–1,875.00
12,750 – 13,249.9913,000.00–13,000.001,950.00–1,950.00
13,250 – 13,749.9913,500.00–13,500.002,025.00–2,025.00
13,750 – 14,249.9914,000.00–14,000.002,100.00–2,100.00
14,250 – 14,749.9914,500.00–14,500.002,175.00–2,175.00
14,750 – 15,249.9915,000.00–15,000.002,250.00–2,250.00
15,250 – 15,749.9915,500.00–15,500.002,325.00–2,325.00
15,750 – 16,249.9916,000.00–16,000.002,400.00–2,400.00
16,250 – 16,749.9916,500.00–16,500.002,475.00–2,475.00
16,750 – 17,249.9917,000.00–17,000.002,550.00–2,550.00
17,250 – 17,749.9917,500.00–17,500.002,625.00–2,625.00
17,750 – 18,249.9918,000.00–18,000.002,700.00–2,700.00
18,250 – 18,749.9918,500.00–18,500.002,775.00–2,775.00
18,750 – 19,249.9919,000.00–19,000.002,850.00–2,850.00
19,250 – 19,749.9919,500.00–19,500.002,925.00–2,925.00
19,750 – 20,249.9920,000.00–20,000.003,000.00–3,000.00
20,250 – 20,749.9920,000.00500.0020,500.003,000.0075.003,075.00
20,750 – 21,249.9920,000.001,000.0021,000.003,000.00150.003,150.00
21,250 – 21,749.9920,000.001,500.0021,500.003,000.00225.003,225.00
21,750 – 22,249.9920,000.002,000.0022,000.003,000.00300.003,300.00
22,250 – 22,749.9920,000.002,500.0022,500.003,000.00375.003,375.00
22,750 – 23,249.9920,000.003,000.0023,000.003,000.00450.003,450.00
23,250 – 23,749.9920,000.003,500.0023,500.003,000.00525.003,525.00
23,750 – 24,249.9920,000.004,000.0024,000.003,000.00600.003,600.00
24,250 – 24,749.9920,000.004,500.0024,500.003,000.00675.003,675.00
24,750 – 25,249.9920,000.005,000.0025,000.003,000.00750.003,750.00
25,250 – 25,749.9920,000.005,500.0025,500.003,000.00825.003,825.00
25,750 – 26,249.9920,000.006,000.0026,000.003,000.00900.003,900.00
26,250 – 26,749.9920,000.006,500.0026,500.003,000.00975.003,975.00
26,750 – 27,249.9920,000.007,000.0027,000.003,000.001,050.004,050.00
27,250 – 27,749.9920,000.007,500.0027,500.003,000.001,125.004,125.00
27,750 – 28,249.9920,000.008,000.0028,000.003,000.001,200.004,200.00
28,250 – 28,749.9920,000.008,500.0028,500.003,000.001,275.004,275.00
28,750 – 29,249.9920,000.009,000.0029,000.003,000.001,350.004,350.00
29,250 – 29,749.9920,000.009,500.0029,500.003,000.001,425.004,425.00
29,750 – 30,249.9920,000.0010,000.0030,000.003,000.001,500.004,500.00
30,250 – 30,749.9920,000.0010,500.0030,500.003,000.001,575.004,575.00
30,750 – 31,249.9920,000.0011,000.0031,000.003,000.001,650.004,650.00
31,250 – 31,749.9920,000.0011,500.0031,500.003,000.001,725.004,725.00
31,750 – 32,249.9920,000.0012,000.0032,000.003,000.001,800.004,800.00
32,250 – 32,749.9920,000.0012,500.0032,500.003,000.001,875.004,875.00
32,750 – 33,249.9920,000.0013,000.0033,000.003,000.001,950.004,950.00
33,250 – 33,749.9920,000.0013,500.0033,500.003,000.002,025.005,025.00
33,750 – 34,249.9920,000.0014,000.0034,000.003,000.002,100.005,100.00
34,250 – 34,749.9920,000.0014,500.0034,500.003,000.002,175.005,175.00
34,750 – Over20,000.0015,000.0035,000.003,000.002,250.005,250.00

SSS Contribution Table for Household Employers and Kasambahays in 2026

Range of CompensationMonthly Salary CreditHousehold Employer ContributionKasambhay/ Household Employee ContributionTotal Contributions
Regular SS/ECMPFTotalRegular SSMPFECTotalRegular SSMPFTotal
BELOW 1,2501,000.00–1,000.00150.00–10.00160.00–––160.00
1,250 – 1749.991,500.00–1,500.00225.00–10.00235.00–––235.00
1,750 – 2249.992,000.00–2,000.00300.00–10.00310.00–––310.00
2,250 – 2749.992,500.00–2,500.00375.00–10.00385.00–––385.00
2,750 – 3249.993,000.00–3,000.00450.00–10.00460.00–––460.00
3,250 – 3749.993,500.00–3,500.00525.00–10.00535.00–––535.00
3,750 – 4249.994,000.00–4,000.00600.00–10.00610.00–––610.00
4,250 – 4749.994,500.00–4,500.00675.00–10.00685.00–––685.00
4,750 – 4999.995,000.00–5,000.00750.00–10.00760.00–––760.00
5,000 – 5249.995,000.00–5,000.00500.00–10.00510.00250.00–250.00760.00
5,250 – 5,749.995,500.00–5,500.00550.00–10.00560.00275.00–275.00835.00
5,750 – 6,249.996,000.00–6,000.00600.00–10.00610.00300.00–300.00910.00
6,250 – 6,749.996,500.00–6,500.00650.00–10.00660.00325.00–325.00985.00
6,750 – 7,249.997,000.00–7,000.00700.00–10.00710.00350.00–350.001,060.00
7,250 – 7,749.997,500.00–7,500.00750.00–10.00760.00375.00–375.001,135.00
7,750 – 8,249.998,000.00–8,000.00800.00–10.00810.00400.00–400.001,210.00
8,250 – 8,749.998,500.00–8,500.00850.00–10.00860.00425.00–425.001,285.00
8,750 – 9,249.999,000.00–9,000.00900.00–10.00910.00450.00–450.001,360.00
9,250 – 9,749.999,500.00–9,500.00950.00–10.00960.00475.00–475.001,435.00
9,750 – 10,249.9910,000.00–10,000.001,000.00–10.001,010.00500.00–500.001,510.00
10,250 – 10,749.9910,500.00–10,500.001,050.00–10.001,060.00525.00–525.001,585.00
10,750 – 11,249.9911,000.00–11,000.001,100.00–10.001,110.00550.00–550.001,660.00
11,250 – 11,749.9911,500.00–11,500.001,150.00–10.001,160.00575.00–575.001,735.00
11,750 – 12,249.9912,000.00–12,000.001,200.00–10.001,210.00600.00–600.001,810.00
12,250 – 12,749.9912,500.00–12,500.001,250.00–10.001,260.00625.00–625.001,885.00
12,750 – 13,249.9913,000.00–13,000.001,300.00–10.001,310.00650.00–650.001,960.00
13,250 – 13,749.9913,500.00–13,500.001,350.00–10.001,360.00675.00–675.002,035.00
13,750 – 14,249.9914,000.00–14,000.001,400.00–10.001,410.00700.00–700.002,110.00
14,250 – 14,749.9914,500.00–14,500.001,450.00–10.001,460.00725.00–725.002,185.00
14,750 – 15,249.9915,000.00–15,000.001,500.00–30.001,530.00750.00–750.002,280.00
15,250 – 15,749.9915,500.00–15,500.001,550.00–30.001,580.00775.00–775.002,355.00
15,750 – 16,249.9916,000.00–16,000.001,600.00–30.001,630.00800.00–800.002,430.00
16,250 – 16,749.9916,500.00–16,500.001,650.00–30.001,680.00825.00–825.002,505.00
16,750 – 17,249.9917,000.00–17,000.001,700.00–30.001,730.00850.00–850.002,580.00
17,250 – 17,749.9917,500.00–17,500.001,750.00–30.001,780.00875.00–875.002,655.00
17,750 – 18,249.9918,000.00–18,000.001,800.00–30.001,830.00900.00–900.002,730.00
18,250 – 18,749.9918,500.00–18,500.001,850.00–30.001,880.00925.00–925.002,805.00
18,750 – 19,249.9919,000.00–19,000.001,900.00–30.001,930.00950.00–950.002,880.00
19,250 – 19,749.9919,500.00–19,500.001,950.00–30.001,980.00975.00–975.002,955.00
19,750 – 20,249.9920,000.00–20,000.002,000.00–30.002,030.001,000.00–1,000.003,030.00
20,250 – 20,749.9920,000.00500.0020,500.002,000.0050.0030.002,080.001,000.0025.001,025.003,105.00
20,750 – 21,249.9920,000.001,000.0021,000.002,000.00100.0030.002,130.001,000.0050.001,050.003,180.00
21,250 – 21,749.9920,000.001,500.0021,500.002,000.00150.0030.002,180.001,000.0075.001,075.003,255.00
21,750 – 22,249.9920,000.002,000.0022,000.002,000.00200.0030.002,230.001,000.00100.001,100.003,330.00
22,250 – 22,749.9920,000.002,500.0022,500.002,000.00250.0030.002,280.001,000.00125.001,125.003,405.00
22,750 – 23,249.9920,000.003,000.0023,000.002,000.00300.0030.002,330.001,000.00150.001,150.003,480.00
23,250 – 23,749.9920,000.003,500.0023,500.002,000.00350.0030.002,380.001,000.00175.001,175.003,555.00
23,750 – 24,249.9920,000.004,000.0024,000.002,000.00400.0030.002,430.001,000.00200.001,200.003,630.00
24,250 – 24,749.9920,000.004,500.0024,500.002,000.00450.0030.002,480.001,000.00225.001,225.003,705.00
24,750 – 25,249.9920,000.005,000.0025,000.002,000.00500.0030.002,530.001,000.00250.001,250.003,780.00
25,250 – 25,749.9920,000.005,500.0025,500.002,000.00550.0030.002,580.001,000.00275.001,275.003,855.00
25,750 – 26,249.9920,000.006,000.0026,000.002,000.00600.0030.002,630.001,000.00300.001,300.003,930.00
26,250 – 26,749.9920,000.006,500.0026,500.002,000.00650.0030.002,680.001,000.00325.001,325.004,005.00
26,750 – 27,249.9920,000.007,000.0027,000.002,000.00700.0030.002,730.001,000.00350.001,350.004,080.00
27,250 – 27,749.9920,000.007,500.0027,500.002,000.00750.0030.002,780.001,000.00375.001,375.004,155.00
27,750 – 28,249.9920,000.008,000.0028,000.002,000.00800.0030.002,830.001,000.00400.001,400.004,230.00
28,250 – 28,749.9920,000.008,500.0028,500.002,000.00850.0030.002,880.001,000.00425.001,425.004,305.00
28,750 – 29,249.9920,000.009,000.0029,000.002,000.00900.0030.002,930.001,000.00450.001,450.004,380.00
29,250 – 29,749.9920,000.009,500.0029,500.002,000.00950.0030.002,980.001,000.00475.001,475.004,455.00
29,750 – 30,249.9920,000.0010,000.0030,000.002,000.001,000.0030.003,030.001,000.00500.001,500.004,530.00
30,250 – 30,749.9920,000.0010,500.0030,500.002,000.001,050.0030.003,080.001,000.00525.001,525.004,605.00
30,750 – 31,249.9920,000.0011,000.0031,000.002,000.001,100.0030.003,130.001,000.00550.001,550.004,680.00
31,250 – 31,749.9920,000.0011,500.0031,500.002,000.001,150.0030.003,180.001,000.00575.001,575.004,755.00
31,750 – 32,249.9920,000.0012,000.0032,000.002,000.001,200.0030.003,230.001,000.00600.001,600.004,830.00
32,250 – 32,749.9920,000.0012,500.0032,500.002,000.001,250.0030.003,280.001,000.00625.001,625.004,905.00
32,750 – 33,249.9920,000.0013,000.0033,000.002,000.001,300.0030.003,330.001,000.00650.001,650.004,980.00
33,250 – 33,749.9920,000.0013,500.0033,500.002,000.001,350.0030.003,380.001,000.00675.001,675.005,055.00
33,750 – 34,249.9920,000.0014,000.0034,000.002,000.001,400.0030.003,430.001,000.00700.001,700.005,130.00
34,250 – 34,749.9920,000.0014,500.0034,500.002,000.001,450.0030.003,480.001,000.00725.001,725.005,205.00
34,750 – Over20,000.0015,000.0035,000.002,000.001,500.0030.003,530.001,000.00750.001,750.005,280.00

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Computing Monthly Contributions

When computing your monthly contributions, you’ll need to understand the monthly contribution rates and the corresponding percentage ranges.

You’ll find these rates outlined in the SSS contribution table for 2026, which breaks down the contribution rates for employees, employers, self-employed members, and OFWs.

Monthly Contribution Rates

Based on your monthly salary credit (MSC), which ranges from PHP 4,000 to PHP 35,000, you’ll compute your SSS contribution at a rate between 13% and 14% of your MSC.

This rate is divided between you and your employer.

Key Points to Remember:

  • Your employer contributes 10% of your MSC.
  • You, as the employee, contribute 10% of your MSC.
  • The total contribution rate ranges from 14% to 15% of your MSC.
  • The SSS contribution table helps you determine your monthly deduction.

Keep in mind that these rates apply to your monthly salary, and the contribution amounts will be reflected in your SSS contribution table.

You can also use the latest SSS contribution calculator for quick and easy computation.

Contribution Percentage Ranges

You’ll determine your monthly SSS contribution by applying the contribution percentage ranges to your monthly salary credit. As an SSS member, you’ll split the total contribution percentage with your employer.

The contribution percentage ranges are divided into two parts: the employer share and the employee share. For 2026, the employer share is 10%, while the employee share is 5%.

These rates apply to your monthly salary credit, which ranges from PHP 5,000 to PHP 35,000. If you’re self-employed, a voluntary member, a non-working spouse, or an OFW, you’ll contribute the full 15% of your monthly salary credit.

SSS Benefits and Payment Guide

Now that you’ve got a handle on computing your monthly contributions, it’s time to explore the perks of being an SSS member.

You’re probably wondering what benefits you’re eligible for and when you can expect to receive them – we’ll break down the SSS benefits eligibility and payment schedule for you.

Next, we’ll examine the SSS contribution rates to help you plan your finances.

SSS Benefits Eligibility

To qualify for SSS benefits, you must meet specific contribution periods and qualifying conditions, which vary depending on the type of benefit you’re applying for, such as sickness, maternity, or retirement.

The contribution amount and duration of your membership impact your eligibility for benefits. Here are some key factors that affect your eligibility:

  • Minimum monthly salary credit is required for certain benefits
  • Total contribution amount and duration of membership
  • Meeting specific age thresholds for certain benefits
  • Average Daily Salary Credit (ADSC) influencing benefit amounts and eligibility

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SSS Payment Schedule

As you navigate the SSS benefits system, understanding the payment schedule is essential to guarantee timely remittances and access to social security benefits.

The SSS provides a detailed payment schedule for various benefits, including sickness, maternity, disability, and retirement. You can access the SSS payment guide to understand remittance deadlines and contribution amounts.

As an employer, self-employed individual, or voluntary member, you’ll follow specific payment schedules outlined by the SSS. To ensure accurate transactions, the SSS payment guide includes instructions on obtaining Payment Reference Numbers (PRNs).

SSS Contribution Rates

You’ll need to understand the SSS contribution rates, which have undergone changes to enhance your social security benefits.

As of 2026, the total contribution rate is 15%, with your employer contributing 10% and you contributing 5%. This change was mandated by Republic Act 11199 to improve your benefits.

Here are some key points to keep in mind:

  • The Monthly Salary Credit ranges from PHP 5,000 to PHP 35,000 for calculating contributions.
  • The employer’s share of contributions rose to 10%, while the employee’s share also rose to 5%.
  • The Mandatory Provident Fund (MPF) is now included in the contribution table for improved retirement benefits.
  • These changes aim to provide better social security benefits for you and your loved ones.

Contribution Payment Deadlines

By the designated deadlines, you must remit SSS contributions to avoid penalties and interest charges. As an employer, you’re responsible for timely contribution payment. Failure to comply can lead to sanctions and affect access to SSS benefits.

Here’s a breakdown of the payment deadlines based on your 10-digit ER number:

ER NumberPayment Deadline
01-0910th of the month
10-1815th of the month
19-2720th of the month
28-3625th of the month
Household Employers10th of the following month

SSS Loan Eligibility Guidelines

Typically, members seeking SSS loans must meet specific eligibility guidelines to qualify for financial assistance.

To be eligible, you’ll need to have made at least 36 regular SSS contributions, with 6 of the last 12 months paid.

You must also be under 65 years old and haven’t been granted a final benefit like retirement or total disability.

Here are the key requirements for SSS loan eligibility:

  • At least 36 monthly contributions
  • 6 of the last 12 months paid
  • Under 65 years old
  • Not granted a final benefit like retirement or total disability

Once you meet these guidelines, you can apply for various loan types, and the loanable amounts will be based on your Member’s Savings Division (MSC) and credited years of service.

Final Word

As you navigate the world of SSS contributions, remember it’s like having a safety net – it’s there to catch you when you fall.

By understanding the 2026 contribution rates and tables, you’ll be better equipped to plan your finances and make the most of your benefits.

Don’t wait until it’s too late; make timely payments to avoid penalties and guarantee you’re eligible for loans when you need them most.

Stay on top of your contributions and reap the rewards of a secure financial future. Use the SSS retirement calculator to know your pension amount.

6 Comments

    1. Hi Efrena! For the most current SSS contribution schedule at Bayad Center please check directly at sss.gov.ph or call the SSS hotline at 1455. Our SSS Contribution Table has the latest 2026 rates for reference. Please note we are an independent informational site — not affiliated with the official SSS.

      Reply

  2. I have been a member of the SSS since 1990, when I was employed by IRRI. However, some of the institutions that I worked for did not remit my contributions, such as ACTS Computer College in Santa Cruz, Laguna. Then I was able to work for good institutions like Letran, Montessori, and ABE-AMA School of Business, which faithfully paid my contributions. Afterwards, I stopped contributing, not being aware that there was a voluntary category while in government service. So after around 12 years with the government, I started contributing to SSS once again as a voluntary member. Last March 2026, I was able to complete 120 months of contributions. Under Formula 1, I will get a Php 9,000 life pension. This is because of a low number of years of creditable service, which under formula 1 is to be deducted by 10 years, of which I have only 1 year. Now, I am 55 years of age and in August 2026 will turn 56. Do you recommend that I continue to contribute beyond the 120th month? Do you recommend that I still contribute Php 3000 and above in order to have the Php 20,000 Monthly Salary Credit? What is the use of the so-called Mandatory Provident Fund to a Member? Strategically, I am also planning to have at least 6 months for each of the remaining 5 years, so my CYS will become higher.

    Reply

    1. Hi Luis! Continuing beyond 120 contributions is absolutely worth it — every additional year adds 2% of your AMSC to your monthly pension permanently. Regarding the MySSS Pension Booster — contributions above ₱20,000 MSC go into your personal MySSS Pension Booster account. (Martech Zone) Since you’re contributing at ₱3,000 MSC you’re below that threshold so MPF doesn’t apply yet. Use our SSS Pension Calculator to estimate your pension. Always verify your specific situation at sss.gov.ph or call 1455.”
      Note: SSS Pension Calculator is an independent site and is not affiliated with the official SSS.

      Reply

    1. Hi Reynoel! The SSS contribution rate for 2026 is 15% of your Monthly Salary Credit (MSC) — employees contribute 5% and employers cover 10%. Self-employed, voluntary members and OFWs pay the full 15% themselves. Check our updated SSS Contribution Table for the complete breakdown. Please verify current rates directly at sss.gov.ph or call the SSS hotline at 1455.”
      Note: SSS Pension Calculator is an independent site and is not affiliated with the official SSS.

      Reply

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